We encourage all participants to sign up for the Insurance Coverage Plan because most U.S. insurance companies do not provide adequate coverage for people traveling abroad. EF's recommended plan provides comprehensive protection for you should something unexpected happen before or during the tour. In the event of an emergency, you will have 24- hour access to English-speaking emergency service, no matter where you may be.
The Insurance Coverage Plan includes:
Tour Cancellation and Interruption Coverage
A refund of the Program Fee if you need to cancel from or interrupt the tour due to reasons of serious injury or illness requiring hospitalization, financial hardship due to unexpected job loss, jury duty, military call to active duty or severe damage to home.
Illness and Accident Coverage
Coverage of up to $35,000 for hospital bills, doctors’ fees and medical transportation for illnesses or injury while on tour, as well as travel and accommodation expenses for a family member to be with you while hospitalized in the event of a life-threatening illness.
Baggage and Property Coverage
Coverage for baggage, cash, airline tickets, travel documents and valuable property in cases of theft or delay, including emergency on-tour cash reimbursement of up to $300 within 24 hours of a theft.
Flight Delay Coverage
Coverage up to $200 per day ($400 maximum) for expenses due to flight delays (lodging, food, and other reasonable expenses) as well as a refund for every full land day missed of your tour (2 days maximum) due to flight delays or cancellations.
24-hour Emergency Assistance
Round-the-clock handling of claims and assistance from English-speaking insurance representatives during your tour.
To view a more detailed summary of the policy, click here
These insurances are underwritten by Efekta Insurance International Ltd., Bermudiana Arcade, 3rd floor, 27 Queens Street, HM 11, Hamilton, Bermuda, through a Master Policy issued to EF Cultural Travel Ltd., registration # 35879. The information above is a summary. For complete terms, conditions and exclusions, please refer to the Master Policy, which may be obtained on the Efekta Insurance website noted above or by calling EF at 1-877-205-9909. The Efekta Travel Insurance policy shall always be secondary to all other policies of insurance.